Please read these Terms of Service carefully before using the MaxBack app or website. By creating an account or using MaxBack, you agree to be bound by these terms.
These Terms of Service ("Terms") constitute a legally binding agreement between you and Future Build Cov Ltd ("MaxBack", "we", "us", or "our"), governing your access to and use of the MaxBack mobile application, website located at maxbackapp.com, and all related services (collectively, the "Service").
By downloading the MaxBack app, creating an account, or otherwise accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use the Service.
MaxBack is a personal finance companion app designed to help users:
Important: MaxBack is a personal tracking and advisory tool. We do not have any affiliation with banks, card networks, retailers, or gift card issuers. Cashback rates and promotional terms displayed in the app are entered by you, the user, based on your own card agreements. We cannot guarantee the accuracy of cashback rates or that any particular offer is still valid. Always verify current terms with your card issuer.
You must be at least 13 years of age to use MaxBack. By using the Service, you represent and warrant that you meet this requirement. If you are between 13 and 18, you confirm that you have obtained parental or guardian consent to use the Service.
The Service is available globally, but you are responsible for ensuring that your use of MaxBack complies with the laws of your jurisdiction.
To access the full functionality of MaxBack, you must create an account. You agree to:
We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe pose a security risk.
You agree to use MaxBack only for lawful purposes and in accordance with these Terms. You agree not to:
You retain ownership of all content you input into MaxBack, including card details, coupon information, gift card data, and any photos you upload ("Your Content"). By uploading content to MaxBack, you grant us a limited, non-exclusive licence to store and process Your Content solely for the purpose of providing the Service to you.
You are solely responsible for Your Content and represent that you have the right to upload it and that it does not violate any third party's rights or any applicable laws.
We do not claim ownership of Your Content and will not use it for any commercial purpose beyond operating the Service.
The MaxBack name, logo, app design, user interface, code, text, graphics, and all other content created by Future Build Cov Ltd (excluding Your Content) are the intellectual property of Future Build Cov Ltd and are protected by copyright, trademark, and other applicable laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to use the MaxBack app on your personal device for personal, non-commercial purposes. No other licence is granted.
You may not copy, reproduce, distribute, modify, create derivative works of, or commercially exploit any part of the Service without our prior written consent.
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that:
MaxBack is a tool to help you organise and optimise your own data. We strongly recommend verifying current cashback rates and terms directly with your card issuer before making financial decisions.
To the fullest extent permitted by applicable law, Future Build Cov Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or financial loss arising from:
Our total liability to you for any claim arising under these Terms shall not exceed the greater of: (a) the amount you have paid to us in the 12 months prior to the claim, or (b) £50. Nothing in these Terms limits our liability for death, personal injury, fraud, or any other liability that cannot be excluded by law.
You may stop using the Service and delete your account at any time via the app settings or by contacting us. Upon deletion, your personal data will be removed in accordance with our Privacy Policy.
We may suspend or terminate your access to the Service immediately, without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent or illegal activity, or for any other reason at our sole discretion. We will endeavour to notify you where possible.
Upon termination, all licences granted to you under these Terms will cease immediately.
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We may update these Terms from time to time. We will notify you of material changes via in-app notification or email. Your continued use of MaxBack after such changes constitutes your acceptance of the updated Terms.
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless mandatory consumer protection laws in your jurisdiction provide otherwise.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions or concerns about these Terms, please contact us: